PRIVACY NOTICE

Effective Date: June 17, 2026

Zenith Mortgage Solutions Inc (“Zenith,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you share with us. This Privacy Notice describes how we collect, use, maintain, protect, and disclose information when you visit our website, submit inquiries, or use our B2B services.

1. Information We Collect

We collect several types of information from and about users of our website, including:

• Information You Provide to Us: When you submit an inquiry, use our “Getting Started” forms, or communicate with us, we collect your name, email address, phone number, NMLS license number, and broker operating state. You may also optionally provide your brokerage name and brokerage address.
• Automated Data Collection: As you navigate through our website, we may use automatic data collection technologies (such as cookies and analytics tools) to collect certain statistical information about your equipment, browsing actions, and patterns. This helps us optimize our website performance.

2. No Collection of Non-Public Personal Information (NPI)

Our website is strictly an informational and inquiry platform for business-to-business (B2B) audiences. We do not collect, store, or solicit consumer loan documentation, Social Security numbers, or Non-Public Personal Information (NPI) through this website. All transactional loan files and sensitive borrower data are handled exclusively through secure, isolated third-party portals and Loan Origination Systems (LOS).

3. How We Use Your Information

We use the information we collect about you or that you provide to us strictly to:

• Present our website and its contents to you.
• Respond to your professional inquiries and process your requests to get started with our services.
• Verify professional credentials (such as NMLS licensing and state operating authority).
• Conduct internal market analysis and evaluate strategies to improve and grow our business operations.

4. Data Sharing and Disclosure

We value your trust and protect your business data fiercely:

• No Sale of Data: We do not sell, rent, trade, or share your personal or professional information with third-party marketers or external entities under any circumstances.
• Internal Use Only: Your information is kept strictly confidential and used solely for our internal strategic analysis and client onboarding.

5. State-Specific Disclosures (CA, NC, FL)

We operate in compliance with applicable state regulations, including the California Consumer Privacy Act (CCPA) and the Florida Digital Bill of Rights (FDBR).

• Because we operate in a strictly B2B capacity, information collected from you is used solely within the context of our professional relationship.
• You retain the right to request access to, correction of, or deletion of the professional contact information you have submitted through our forms by contacting us at the email address below.

6. Children Under the Age of 13

Our website is strictly intended for adult business professionals and B2B audiences. We do not knowingly collect personal information from children under 13. If we learn we have collected or received personal information from a child under 13, we will delete that information immediately.

7. Contact Information

To ask questions, submit feedback, or exercise your privacy rights regarding this Privacy Notice, contact us at:

• Email: info@zenithmsi.com
• Mailing Address: Zenith Mortgage Solutions Inc 1811 W Katella Ave Ste 218 Anaheim, CA 92804